If you, like most Canadians, have been working hard to improve your credit score – paying your bills on time, not overextending your line of credit – since signing your mortgage a few years ago, you may be able to save yourself some money by refinancing your mortgage (potentially along with

Refinancing a mortgage can be done for a variety of reasons. For example, changing from a variable-rate to a fixed-rate mortgage to save yourself some money each month. Or using a refinancing to combine or consolidate your debt, reducing the amount of interest you’re paying on high-interest debt such as credit cards, a line of credit or student loans.

You may also use your home equity for investments, home improvements or college expenses.

You may wish you had done this sooner

While some people potentially face penalties for refinancing before the end of their mortgage term, that is often offset by the savings of a lower interest rate.

Refinancing is a good way to start paying off your debts, and sooner. Our team of mortgage specialists can help you figure out what works best for your future.

Expert advice is just a phone call away

Want to experience the iCare Service Advantage yourself? Let our mortgage specialists help you with a complimentary review of your insurance needs by contacting us at Info@iCareinsurance.ca or by calling us at 604-628-5177.



Refinancing may be a good option for you. You may be eligible for a new mortgage with a better discount rate.


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