Most of us know that ICBC’s Autoplan insurance is the mandatory coverage that everyone needs to drive a vehicle in B.C. While Autoplan ensures all drivers have the basic coverage needed in the province, many people still don’t realize there have been a number of changes to the ICBC coverages within the past year and there are other options available to them in many cases.
Private insurers offer optional coverages with a discount
Since these system changes, now is an opportune time to review all of your existing coverages with one of our experienced Autoplan agents to see how we might be able to improve your coverages and/or reduce your annual premium.
For example, we can offer you coverage through private insurers that offer a range of available discounts depending on your circumstances and driving record: in some cases, you may even be eligible for low kilometer discounts or autonomous braking system discounts.
With our personalized iCare review process, we’ll help you explore your options through a private insurer such as Family Insurance, guaranteeing yourself the lowest rate, and the best coverage.
Some things to keep in mind when applying for coverage
- ICBC now requires all drivers to be listed on the insurance for the vehicles they drive — this new policy will determine your premium rates and by knowing your options and related premiums before you renew can save you money. With this new system, having drivers with less experience driving your vehicle will increase your risk factor and premiums.
- You may be eligible for savings— based on a variety of factors, such as your driving record, how far you drive regularly and the safety features on your vehicle, we can help you determine what discounts you are eligible for and how you can apply for them.
If you have questions or want to know more about how we can help protect you
and your vehicle, call one of our iCare auto insurance specialists today at
Link to https://apps.icbc.com/change/default.html